Terms of Service

Welcome to PHILLIFE. By accessing, purchasing, or using our products and services, you agree to the following terms and conditions.

Services

PHILLIFE provides branding, business support, creative services, merchandise, website assistance, logo design, business planning support, entrepreneur consulting, and related services.

All services are provided based on the package or agreement selected by the client.

Payments

Full or partial payment may be required before services begin. Payments are non-refundable once received.

Prices are subject to change without notice.

Client Responsibilities

Clients agree to:

• Provide accurate information
• Submit requested materials on time
• Maintain professional communication
• Respond promptly to project-related requests

Project delays caused by lack of communication or missing information may affect turnaround times.

Turnaround Times

Estimated turnaround times are provided as guidelines only and may vary depending on project complexity, revisions, workload, holidays, or client response times.

Revisions

Reasonable revisions may be included depending on the selected service package. Additional revisions or major project changes may result in additional fees.

Business & Funding Disclaimer

PHILLIFE provides professional business support and preparation services; however, we do not guarantee:

• Business success
• Sales or profits
• Loan approvals
• Grant approvals
• Funding approvals
• Social media growth
• Brand recognition

Approval decisions are made solely by third-party lenders, grant providers, financial institutions, or agencies.

Intellectual Property

Clients retain ownership of materials they provide. PHILLIFE retains the right to display completed non-confidential work for portfolio, promotional, or marketing purposes unless otherwise agreed in writing.

Merchandise & Printing

Colors, sizing, and print placement may vary slightly depending on manufacturing and screen settings. PHILLIFE is not responsible for minor production variations.

Website & Domain Services

Domain purchases, hosting services, and third-party platform fees may require separate payments by the client. PHILLIFE is not responsible for outages, third-party platform issues, or external service interruptions.

Limitation of Liability

PHILLIFE is not liable for indirect, incidental, or consequential damages related to the use of our services, products, websites, consultations, or business support.

Refusal of Service

PHILLIFE reserves the right to refuse or discontinue service for inappropriate behavior, harassment, fraud, abuse, or violations of these terms.

Changes to Terms

These Terms of Service may be updated at any time without prior notice. Continued use of PHILLIFE services constitutes acceptance of any updated terms.